Wednesday, October 29, 2008

a good day

I am amazed. One week ago, I was a wreck because our third IUI cycle had not worked and I didn't know where we'd go from there. Today, I am nearly giddy. I don't know how they stay in business, but the health insurer that the RE patient coordinator suggested covers EVERYTHING. I figured we'd still have to buy the donor sperm ourselves, but no- it's COVERED! Not only that, but if I buy the right plan, there's no coinsurance involved, no co-pay. Once the deductible is paid in full (won't take long), I'll pay nothing but the monthly premium. We've been spending about 4 times the monthly premium for the last 4 months. This, today, may be as deeply in debt as we go with this endeavor.

Sometimes, it's hard to gauge just how stressed I am until the stress is removed. I was really really stressed about our finances. And now, not so stressed. I feel nearly weightless. I could hardly wait for C to call me on his commute home so I could share the news.

And then, as if that wasn't enough, I called the local home heating oil company to check their prices. We bought 100 gallons in September because our tank was nearly empty. I didn't want to buy much because I thought the price might go down a bit further. We paid $3.899 in September. Today, a gallon of home heating oil costs $2.799!!! I can turn the heat on and not panic every time I hear the hum of the furnace! I know this is a lot more than it was last year (I have $1.899 in my head for some reason), but it's so much less than I was afraid it would be. Hurray!

Today is a

I hope yours is too!


I Believe in Miracles said...

That's awesome news!! Seriously.

Angie said...

That is awesome news. I'd love to hear more about your insurance plan - who it is with or how expensive. I have been searching for info on private IF insurance and have not had any luck thus far. Good for you! And feel free to drop me a line if you can share any helpful info. Thanks!